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December Newsletter

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December 2023

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“When you let go of trying to get more
of what you don’t really need,
it frees up oceans of energy
to make a difference
with what you have.”
― Lynne Twist


Housing Market Update

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Real Estate News

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Will mortgage rates ever fall to 3% again?

Although rates could fall to 3% again one day, it’s not likely to happen any time soon. Moreover, it may not be a good idea to wait for mortgage rates to fall before you buy your house.

More on the CBS News

 

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You Should Consider Setting up a Trust Fund—Even if You’re Not a Millionaire

Trust funds can be a great way to look out for your loved ones.


Local Events, Food & Happenings

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The Ultimate Christmas Staycation in San Francisco
San Francisco may not be a winter wonderland like New York City, but that’s also why it’s great: Here, you can take in the magic with just a light jacket required.

More on 7×7

 

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10 Best SF Gift Experiences For People With Adventure On Their Mind
San Francisco has numerous shopping malls and districts for whenever you need to go on a last-minute gift shopping trip. Whether it’s for birthdays, anniversaries, holidays or other special celebrations, gift shop…

 

Match Ugly Sweaters with Your Pup and More Things to Do in San Francisco This Weekend
Plus, the African-American Shakespeare Company presents Cinderella.
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100 Recipes for Christmas Cookies, Bars, and Bites

Did your favorite holiday cookie make the cut?


Lifestyle Tips and Tricks

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These Are the Top Gardening Trends to Look Out for in 2024

Find out what’s (literally) growing in popularity right now.

 

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Be the Most Popular Flower in 2024
Be the Most Popular Flower in 2024
1-800-Flowers.com just announced their 2024 Flower and Plant of the Year—and we’re pretty excited about these two botanicals.

 

Pantone Announced the Color of the Year 2024 and It’ll Give You All the Fuzzy Feels
The sweet and soft hue marks the 25th anniversary of the Pantone Color of the Year program.
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Happy Holidays
from our family to yours!

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Twenty twenty-three was a year of milestones! Dahlia got her A.A. degree in Fashion Design from FIT. Joaquin turned 18 and Heather turned 50. JC + Heather celebrated 21 years of marriage.

We’re looking forward to new adventures and
connecting with you in 2024!

May peace, health, love and joy be with you in the New Year!

With Every Good Wish,
Heather, Juan Carlos, Dahlia, Joaquin & Pepper

Thanks for reading!
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